Harry Davis, PhD

NC Bankers' Association Professor

  • B.S. Economics, University of North Carolina at Chapel Hill
  • M.A. Economics, Vanderbilt University
  • Ph.D. Finance, University of Georgia

Dr. Harry M. Davis is the Professor of Banking (1980) and Economist (1981) for the North Carolina Bankers Association. He is professor of Finance and past Chair of the Department of Finance, Banking, and Insurance at Appalachian State University (1981-1998). Dr. Davis is the past Chairman of the Board of the Boone Area Chamber of Commerce and continues to serve on that board. He is also on the advisory board for the Western Youth Network.

As the North Carolina Bankers Association Economist, Dr. Davis puts together quarterly economic forecasts that are carried by various news outlets. Dr. Davis is frequently interviewed throughout the year by newspapers, television, and radio stations for stories on the economy and banking. Dr. Davis is a frequent speaker at state, regional and national banking conventions on economic and banking issues.

Dr. Davis is the Dean of and an instructor for the North Carolina School of Banking. He is an instructor for the Director's College sponsored by the North Carolina Commissioner of Banks and the FDIC. Dr. Davis was also an instructor for the North Carolina Insurance Executive Management School and the South Carolina School of Banking. Dr. Davis was also an instructor for the South Carolina School of Banking (2006-2016).

Dr. Davis is active in the consulting field and has presented seminars to business groups both in North Carolina and nationwide. He puts together feasibility plans, business plans and valuations for both financial and nonfinancial corporations. Dr. Davis has served as a consultant for numerous start-up banks in North Carolina. He helped start a local bank in Boone and served on its Board of Directors for over 20 years. Dr. Davis is presently on the Board of Directors of LifeStore Bank in West Jefferson, NC.


FIN 4610 - Commercial Bank Management; FIN 5610 – Commercial Bank Management


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Title: NCBA Professor of Banking
Department: Department of Finance, Banking and Insurance

Email address: Email me

Phone: (828) 262-6245

Fax: (828) 262-2925

Office address
3071 Peacock Hall