Lori Medders, PhD

Joseph F. Freeman Distinguished Professor of Insurance

Dr. Lori Medders has joined Appalachian State University in August, 2017, and serves as the Joseph F. Freeman Distinguished Professor of Insurance for the Walker College. Prior to joining ASU, she was on faculty at Florida State University (risk and insurance, 2009-2017), Georgia State University (risk and insurance, 1999-2008), and Georgia Southern University (finance, 1994-1998).

  • Ph.D. in Business Administration, Georgia State University (1995)
  • M.S., Risk Management & Insurance, Georgia State University
  • B.S. in Commerce & Business, magna cum laude, University of Alabama (1990)

Dr. Medders serves on the Board of Directors for the American Association of Water Distribution and Management and chairs the Education Committee. She also serves as the 2016-2017 President of the Southern Risk and Insurance Association. A business risk consultant for more than 20 years, she has experience in investment advisory, risk modeling and decision analytics, insurance coverage disputes and risk management program review.

Dr. Medders recently received Florida State University's Honors Thesis Mentor Award, one of only two awarded university wide for 2017. This award recognized her efforts in directing and advising undergraduate research through the Honors in the Major program. Additionally, she was honored by the Risk Management & Insurance Review, a leading academic journal in risk and insurance, with the Best Paper Award for 2015. In summer 2010, she was invited as one of 34 researchers worldwide (only three based in the U.S.; only two from business disciplines) to an interdisciplinary Summer Institute on Disaster and Risk held at Beijing Normal University in Beijing, China. During and since the Institute, Dr. Medders collaborated on catastrophe risk research with academics in the natural and social sciences from all over the globe.

Dr. Medders grew up on a hay and cattle farm in central Alabama, and is the daughter of a Methodist minister. She enjoys rock climbing, canoeing and long distance hiking.

Recent Publications:

"The Impact of Hurricane Mitigation Features and Inspection Information on House Prices" (2017)

"State and Local Policy Instruments for Promotion of Catastrophe Mitigation" (2017)

"Personality Traits and Thinking Dispositions: Why Individual Differences call for 'smart' Emergency Messaging" (2017)

"The Effects of Revealed Information on Catastrophe Loss Projection Models' Characterization of Risk: Damage Vulnerability Evidence from Florida" (2016)


FIN 4600 - Commercial Insurance; FIN 4700 - Insurance Operations

Research Interests:

Risk modeling, business risk management, global risk challenges, catastrophe risk finance, economic resilience, psychology of decisions under uncertainty, reputational/crisis risk management, business ethics

Title: Freeman Professor of Insurance
Department: Department of Finance, Banking and Insurance

Email address: Email me

Phone: (828) 262-6234

Office address
3057 Peacock Hall